System Built (Modular) Home Financing

Our System Built Homes qualify for the same terms and rates as On-Site constructed homes. We have programs for your new home, its construction, and great fixed long term rates

Manufactured Home Financing

As an Independent Manufactured Home Provider, we have the flexibility to shop Nationwide as well as locally to find the best Lender for your particular Home Loan. We have over 25 years of experience in manufactured home financing, and our lending partners will work with us and you to get you the best rates and terms possible. Whether you need financing for your home only, or for the home, land, and improvements, we can help you get the financing your family needs.

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Home Only Loans

If you do not own your land, or you do not want to place a lien on your land, we have terms available where we can finance just your home.

Highlights include:

  • As low as 5% down
  • Up to 20 Years to Pay
  • Great Low Rates
  • Fixed Rates full Term of Loan
  • No penalty for early pay-off
  • We Can Finance All Improvements
  • Mobile Home Trades for Down Payment
  • Do Not have to own Land
  • No Mortgage Insurance
  • No Tax and Insurance Escrow
  • Skirting and AC can be included in payment

Land Home Loans

If you own your own land or want to buy land we have the financing for both situations.

Land in Lieu of Down Payment:

If you own your own land it is good as a cash down payment. Use your land pay no money down.

Highlight include:

  • As low as 5% down
  • Terms Up To 30 Years
  • Great Low Rates
  • Fixed Rates full Term of Loan
  • AC on Heat Pump
  • We Can Finance All Improvements
  • Mobile Home Trades OK
  • RV, Boat, and Auto Trades Considered
  • Monthly or Bi-Weekly Payments

FHA Loan Let Us Answer Your Questions

What can I afford?

Most Lenders look at a ratio referred to as debt to income. This ratio is determined by totaling all your current monthly payments and dividing it into your total monthly income.

How much down?

Many things determine your down payment such as:
  1. The sales price of your home
  2. Your credit score
  3. The type of program you choose
  4. If you are a land owner
How much monthly?

Several factors effect your monthly payment such as:
  1. Interest Rate
  2. The amount of your down payment
  3. How long we finance your home
  4. Program Type
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